Opening a London House Exchange ISA

Am I eligible to invest via a LHX ISA?

In order to invest using an ISA you must be 18 and over and pay UK tax. You will need to provide your UK National Insurance number when you open your portfolio.

You can only subscribe to one ISA of each type per tax year, with a current annual ISA subscription limit of £20,000. If you have already subscribed to another IFISA in the current tax year, or reached your annual subscription limit, you can still open a LHX ISA account and transfer funds from other ISAs. Click here for more details on transferring-in an ISA.

Currently only investors who have self-classified as High Net Worth or Sophisticated Investors are eligible to invest in property backed debt investments through the London House Exchange ISA. Where a debt investment is being issued through an SPV of a property that is on the Exchange, all current equity investors in the bond issuing SPV can invest regardless of current classification (i.e. Restricted, High-Net-Worth and Sophisticated Investors) and these investments are also ISA-eligible. Click here to read more about investor classification.

Opening an ISA portfolio

Opening an ISA portfolio only takes a few minutes.

Click here to visit the main ISA page and select ‘Open an ISA portfolio’. New clients will be prompted to open an LHX account first, whereas returning clients will be prompted to log in. Follow the prompts on screen, and be sure to read the ISA investor declaration to confirm you are eligible to invest with an ISA.

If you have not yet done so, you will need to provide your UK National Insurance number. This is a legal requirement when opening an ISA with any provider.

Once you submit the form, you will be taken to your ISA portfolio dashboard where you can add funds to your ISA portfolio.

Is there a cancellation period?

If you decide you no longer want a LHX ISA, you will have the right to cancel your account within 14 calendar days of the date your account is opened. If you cancel within this period, you will remain eligible to open an Innovative Finance ISA with us or another ISA provider. You will not have used up any of your current year subscription. This will not apply if you cancel your LHX ISA after this period.