We are pleased to offer the LHX Innovative Finance ISA, enabling investors to earn tax free interest from the property-backed debt investments listed on our platform.
LHX began offering debt investments to complement our core equity investments in 2018, providing investors with variety and diversification opportunities. To date, we have offered development loan bonds, secured against UK residential property developments.
Now we are offering investors the ISA-eligible LHX Mortgage Bond. This bond will replace mortgages on selected properties in the portfolio and allows us to transfer some of this interest to our investors.
What is the Innovative Finance ISA?
Introduced in April 2016, the Innovative Finance ISA (IFISA) allows investors to earn tax-free returns from investments in asset backed securities (including property) and direct lending opportunities through online platforms.
Investors can subscribe all or part of their £20,000 annual ISA allowance into the LHX IFISA or transfer funds from other ISAs they hold, in addition to the annual limit for new deposits.
London House Exchange (LHX) is approved by HMRC to manage ISAs.
What investments can I make with the LHX ISA?
You can use your LHX IFISA to invest in all eligible property-backed bonds and loans on our platform.
To view all investments currently eligible for ISA click here.
To view ISA investments that were previously funded click here.
To learn more about investing with our ISA click here.
Understanding the risks
Before investing in development loans and bonds through London House Exchange, it’s important to understand the different categories of risk associated with this type of investment. As with all investments, particularly high risk investments, investors should diversify their exposure across a number of investment products and not limit themselves to any single asset type. To learn more about the key risks when investing in development loans click here. To learn more about the key risks when investing in LHX Mortgage Bonds click here.
To read our ISA terms and conditions, click here.