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How does mortgage debt work with London House Exchange investments?

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Marc Page
  • Updated

The Special Purpose Vehicle (SPV) that purchases the property, raises the mortgage that is secured against the property. London House Exchange investors are not personally liable for any debt repayment. Any amounts due to the mortgage provider, including interest and principal repayments, are the responsibility of the SPV. The mortgage provider typically charges a one-off arrangement fee of 1%.

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